2025 FEHB Benefits

Overview

Get Ready!!

This year, the annual FEHB Open Season will run from November 11- December 9, 2024. Now is a great time to learn more about TakeCare’s 2025 FEHB offering.

Postal Employees and Annuitants are not eligible for this plan beginning January 1, 2025 (unless currently under Temporary Continuation of Coverage).
Click here to view TakeCare’s Postal Service Health Benefit (PSHB) Program for 2025.

You’ve got choices with TakeCare

Thank you for considering TakeCare for your health care needs. At TakeCare, we are committed to giving you choices while delivering quality and affordable health care benefits and services that’s focused on you and your family needs.

If you have questions about which TakeCare medical plan might be right for you, answering the following can help you choose a plan that might be the best fit.

What type of coverage will you need? See the benefit summaries below.
Is cost an important consideration? We have a plan that’s only $19.72/paycheck for Self Only coverage. See our HDHP Option info below.
Will you need in-network or out-of-network coverage? Check our Provider Search Tool to see if your doctor, dentist, or preferred facility is included in our extensive network, on or off island.
Are you taking any prescription drugs? Use our Rx Search Tool to see what you'll pay based on your TakeCare medical plan choice, benefit tier, and prescription dosage.
Looking to better manage your health? Click here to learn more about our extensive list of free wellness and health education classes
Interested in earning money by completing recommended health screenings, making health improvements, exercising regularly? Click here for details. Or, a free membership to a choice of 23 different gyms? Click here
Looking to better manage your health? Click here to learn more about our extensive list of free wellness and health education classes
Interested in earning money by completing recommended health screenings, making health improvements, exercising regularly? Click here for details. Or, a free membership to a choice of 23 different gyms? Click here

If you need help enrollment help, please refer to OPM’s FEHB Guidance links in the box to the right or contact us at (671) 647-3526, customerservice@takecareasia.com

Request for a 2025 FEHB Benefit Packet

Click here to request a TakeCare information packet including the 2025 brochure.

Need a new or replacement TakeCare ID Card?

Request for a new or replacement TakeCare Member ID card(s) at https://bit.ly/3ZG7CcI
Or, consider displaying your ID card on your mobile device using TakeCare’s mobile app. Learn more at https://bit.ly/3AdZmXm

TakeCare’s In-Person Briefings/ Activities

Guam - Healthcare/Benefit Info Fairs @ Micronesia Mall – November 9 and November 30, 11am – 5pm.
Saipan - Briefing Luncheon, November 22, 11:30am-1:30pm. Crowne Plaza Resort Saipan, Hibiscus Hall. RSVP (670) 235-0996 ext. 5802 or leilani.pangelinan@takecareasia.com by November 13.
Agency Briefings - check with your Agency HRO for the date(s) scheduled for your onsite agency briefing.

Virtual Live Briefings

Get your TakeCare-specific questions answered through conveniently scheduled virtual presentation sessions throughout the open enrollment period.
Attend any of the sessions to be conducted via Microsoft Teams every Tuesday at 7:30am-8:30am ChST, or every Thursday at 7:00pm-8:00pm ChST, beginning Nov 12 through Dec 5 (except for Thanksgiving, Nov 28).

Click here to join the Tuesday meetings
Click here to join the Thursday meetings

Other Information Opportunities

Prefer to get your questions answered in person or want to pick up an information packet

Our customer service offices are open in Tamuning and Garapan. For your safety and convenience, in-person visits by appointment is the preference but walk-ins are welcome.

During open season, hours of operation are 8am to 5pm, Mondays – Fridays. The first hour (8am-9am) being reserved for manamko’ and those persons with disabilities.

To make an appointment in Tamuning, call us at (671) 647-3526 or via email at customerservice@takecareasia.com. For Garapan, call us at (670) 235-0994.

Or click here to ask us a question or request for more information using an online form. We’ll respond within 24 hrs.

Lower Rates, Comprehensive Benefits!

TakeCare’s 2025 High Option rates are 5% lower than 2024, Standard Option rates are 8% lower!

HDHP Option	Enroll Codes	Your Premium Rate Share
		Biweekly	Monthly
Self Only	KX1	$19.72	$42.73
Self Plus One	KX3	$47.61	$103.15
Self & Family	KX2	$52.87	$114.55
Standard Option
Self Only	JK4	$49.24	$106.69
Self Plus One	JK6	$98.66	$213.76
Self & Family	JK5	$162.51	$352.11
High Option
Self Only	JK1	$67.08	$145.34
Self Plus One	JK3	$134.11	$290.58
Self & Family	JK2	$192.86	$417.86

2025 Benefit Plans

The TakeCare Summary of Benefits and Coverage (SBC) for each of its 2025 Options and Uniform Glossary are available through the following links:

Click here to view TakeCare’s benefit changes for 2025