PSHB 2025

Overview

2025 Postal Service Health Benefits (PSHB) Program

PSHB Open Season Has Ended

The 2024 PSHB Open Season ended on Friday, December 13th at 11:59 pm EST

If you haven’t yet received confirmation of your requested enrollment changes made during Open Season, call Postal Service Human Resources Shared Service Center at 877-477-3273. Calling this number should expedite Open Season enrollment changes you have submitted via mail, given the uncertain timeline to process paper applications received via mail.

Only Postal Employees and Annuitants may enroll in this plan. Click here to view TakeCare’s PSHB Plan Brochure for 2025.

You’ve got choices with TakeCare

Thank you for considering TakeCare for your health care needs. At TakeCare, we are committed to giving you choices while delivering quality and affordable health care benefits and services that’s focused on you and your family needs.

If you have questions about which TakeCare medical plan might be right for you, answering the following can help you choose a plan that might be the best fit.

What type of coverage will you need? See the benefit summaries below.
Is cost an important consideration? We have a plan that’s only $16.12/paycheck for Self Only coverage. See our HDHP Option info below.
Will you need in-network or out-of-network coverage? Check our Provider Search Tool to see if your doctor, dentist, or preferred facility is included in our extensive network, on or off island.
Are you taking any prescription drugs? Use our Rx Search Tool to see what you'll pay based on your TakeCare medical plan choice, benefit tier, and prescription dosage.
Looking to better manage your health? Click here to learn more about our extensive list of free wellness and health education classes
Interested in earning money by completing recommended health screenings, making health improvements, exercising regularly? Click here for details. Or, a free membership to a choice of 23 different gyms? Click here
Looking to better manage your health? Click here to learn more about our extensive list of free wellness and health education classes
Interested in earning money by completing recommended health screenings, making health improvements, exercising regularly? Click here for details. Or, a free membership to a choice of 23 different gyms? Click here

Request for a 2025 PSHB Benefit Packet

Click here to request a TakeCare information packet including the 2025 brochure.

Need a new or replacement TakeCare ID Card?

Request for a new or replacement TakeCare Member ID card(s) at https://bit.ly/3ZG7CcI
Or, consider displaying your ID card on your mobile device using TakeCare’s mobile app. Learn more at https://bit.ly/3AdZmXm

Need more information?

Our customer service offices are open in Tamuning and Garapan. For your safety and convenience, in-person visits by appointment is the preference but walk-ins are welcome.

Hours of operation are 8am to 5pm, Mondays – Fridays. The first hour (8am-9am) being reserved for manamko’ and those persons with disabilities.

To make an appointment in Tamuning, call us at (671) 647-3526 or via email at customerservice@takecareasia.com. For Garapan, call us at (670) 235-0994.

Or click here to ask us a question or request for more information using an online form. We’ll respond within 24 hrs.

Lower Rates, Comprehensive Benefits!

TakeCare’s 2025 PSHB High Option rates are 6% lower than its 2024 FEHB High Option rates, Standard Option rates are 11% lower, and HDHP Option rates are 10% lower!

	Enroll Codes	Your Premium Rate Share
HDHP Option		Biweekly	Monthly
Self Only	HJA	$16.12	$34.92
Self Plus One	HJC	$38.91	$84.30
Self & Family	HJB	$43.21	$93.62
Standard Option
Self Only	G4D	$47.46	$102.82
Self Plus One	G4F	$95.09	$206.03
Self & Family	G4E	$156.63	$339.37
High Option
Self Only	G4A	$65.79	$142.55
Self Plus One	G4C	$131.54	$285.00
Self & Family	G4B	$189.16	$409.84

2025 PSHB Benefit Plans

The TakeCare Summary of Benefits and Coverage (SBC) for each of its 2025 PSHB Plan Options and Uniform Glossary are available through the following links: